{"id":4737,"date":"2023-07-30T19:27:37","date_gmt":"2023-07-30T16:27:37","guid":{"rendered":"https:\/\/datakapital.com\/blog\/?p=4737"},"modified":"2025-08-20T13:27:12","modified_gmt":"2025-08-20T10:27:12","slug":"kredi-politikasi-ihracati-hedeflemeli-mi","status":"publish","type":"post","link":"https:\/\/datakapital.com\/blog\/kredi-politikasi-ihracati-hedeflemeli-mi\/","title":{"rendered":"Kredi Politikas\u0131 \u0130hracat\u0131 Hedeflemeli mi?"},"content":{"rendered":"

Kredi politikas\u0131 hakk\u0131nda konu\u015fulurken pek \u00e7o\u011fumuzun akl\u0131na hedefli krediler, sekt\u00f6rel ayr\u0131mlar geliyor. Burada ele almaya \u00e7al\u0131\u015ft\u0131\u011f\u0131m\u0131z konu ise bu de\u011fil, \u00e7ok daha makro bir yakla\u015f\u0131m. Krediler i\u00e7inde yat\u0131r\u0131mlar\u0131n ald\u0131\u011f\u0131 pay\u0131 art\u0131ran bir planlamaya ihtiya\u00e7 var. \u00dclkede, ba\u015far\u0131l\u0131 olabilecek her yat\u0131r\u0131m ihtiya\u00e7 duydu\u011fu finansmana kolayl\u0131kla ula\u015fabilmeli. Bu yat\u0131r\u0131mlar aras\u0131nda ise yaz\u0131n\u0131n en sonunda bahsetti\u011fimiz istisnalar d\u0131\u015f\u0131nda ayr\u0131m olmamal\u0131. \u0130hracat\u0131 artt\u0131r\u0131yor veya ithalat\u0131 ikame ediyor diye bir yat\u0131r\u0131ma \u00f6ncelik verilmemeli.<\/p>\n

\u00d6nce \u00fclke \u00f6l\u00e7e\u011finde yat\u0131r\u0131m\u0131n ki\u015filerin yat\u0131r\u0131m\u0131ndan fark\u0131 \u00fczerine d\u00fc\u015f\u00fcnece\u011fiz. \u00dclke \u00f6l\u00e7e\u011finde yat\u0131r\u0131m yapmak asl\u0131nda t\u00fcketimden vazge\u00e7mek de\u011fil.<\/a><\/p>\n

Ki\u015filer i\u00e7in bug\u00fcn yat\u0131r\u0131m yapmak ayn\u0131 zamanda tasarruf etmek demek. Bug\u00fcn yat\u0131r\u0131m yap\u0131yorsan\u0131z, t\u00fcketiminizden k\u0131sm\u0131\u015f oluyorsunuz. Ayn\u0131 durum \u00fclkeler i\u00e7in de ge\u00e7erli mi? T\u00fcrkiye\u2019de daha \u00e7ok t\u00fcketebilmek i\u00e7in mi yeterince tasarruf edilmiyor, yat\u0131r\u0131m yapm\u0131yor? Bu ge\u00e7ersiz arg\u00fcman\u0131 s\u0131k\u00e7a duyacaks\u0131n\u0131z. \u00dclke \u00f6l\u00e7e\u011fine \u00e7\u0131k\u0131ld\u0131\u011f\u0131nda, yat\u0131r\u0131m yapmak t\u00fcketimden vazge\u00e7mek demek de\u011fildir. \u00c7\u00fcnk\u00fc yap\u0131lan yat\u0131r\u0131m da asl\u0131nda t\u00fcketimi ayn\u0131 tutarda art\u0131r\u0131r. Yurti\u00e7inde \u00fcretilen mal\u0131 en ba\u015f\u0131ndan itibaren \u00fcretsek, maliyetin emek ve kardan olu\u015ftu\u011funu g\u00f6r\u00fcr\u00fcz. Yat\u0131r\u0131m\u0131 hayata ge\u00e7irirken ortaya \u00e7\u0131kan yeni emek ve kar\u0131n \u00f6nemli bir k\u0131sm\u0131 da t\u00fcketime harcanacak. Birebir olmasa da her yat\u0131r\u0131m\u0131n ciddi bir t\u00fcketim art\u0131r\u0131c\u0131 taraf\u0131 var.<\/p>\n

Yat\u0131r\u0131mlar\u0131 desteklemenin t\u00fcketimi do\u011frudan desteklemekten bir fark\u0131 var. Yat\u0131r\u0131m tamamlan\u0131p hayata ge\u00e7ti\u011finde, arz artacak. Yat\u0131r\u0131m\u0131n yol a\u00e7t\u0131\u011f\u0131 talebi kar\u015f\u0131lar noktaya gelecek. Halbuki t\u00fcketimi do\u011frudan destekledi\u011fimizde, o t\u00fcketimi kar\u015f\u0131layacak bir arz art\u0131\u015f\u0131 olmayabilir. Arz artm\u0131yorsa, t\u00fcketim talebi do\u011frudan ithalatla kar\u015f\u0131lan\u0131r. Talep ithalatla kar\u015f\u0131lanam\u0131yorsa, i\u00e7eride fiyatlar artar, enflasyon y\u00fckselir.<\/p>\n

\u0130\u00e7eride yap\u0131lan \u00fcretimin de ithalat\u0131 art\u0131r\u0131c\u0131 bir taraf\u0131 oldu\u011funu s\u0131k s\u0131k duyars\u0131n\u0131z. Bir kere \u00f6yle bile olsa, i\u00e7eride yarat\u0131lan katma de\u011fer kadar ilk duruma g\u00f6re daha az ithalat yap\u0131l\u0131r. Yat\u0131r\u0131m olmasa, son \u00fcr\u00fcn ithal edilecektir. \u00d6rne\u011fin, \u00fcretilen mal\u0131n %50\u2019si ithal ara mal\u0131 ise, yat\u0131r\u0131mla ithalat yar\u0131 yar\u0131ya d\u00fc\u015fm\u00fc\u015f olur. \u00c7o\u011fu zaman durum b\u00f6yle de\u011fildir. Yat\u0131r\u0131m yap\u0131p o mal\u0131 \u00fcreten ki\u015fi, ithal son \u00fcr\u00fcnle rekabet edebildi\u011fi i\u00e7in o yat\u0131r\u0131m\u0131 yapmaktad\u0131r. Rekabet edemeyecekse, ithalat yine devam edecek, yap\u0131lan yat\u0131r\u0131m da batacakt\u0131r. Yat\u0131r\u0131m ba\u015far\u0131l\u0131 olursa, i\u00e7eride yap\u0131lan \u00fcretim ithal mal ile rekabet edebiliyorsa, i\u00e7erideki \u00fcretimin bir k\u0131sm\u0131 da d\u0131\u015far\u0131ya sat\u0131labilir demektir. Bu durum, ithalat\u0131 serbest her mal i\u00e7in ge\u00e7erlidir.<\/p>\n

\u0130thalat\u0131 serbest olmayan mallarda, ithal ara mal\u0131 da olamayaca\u011f\u0131ndan, bu sekt\u00f6rlerde yap\u0131lan yat\u0131r\u0131m\u0131n ithalat\u0131 art\u0131r\u0131c\u0131 y\u00f6n\u00fc \u00e7ok daha zay\u0131ft\u0131r. \u0130thalat\u0131 k\u0131s\u0131tl\u0131 sekt\u00f6rlerde yat\u0131r\u0131mlar\u0131n desteklenmesi tam da ayn\u0131 sebepten elzemdir. Bu sekt\u00f6rlerde, i\u00e7eride kar\u015f\u0131lanamayan talep do\u011frudan fiyat art\u0131\u015f\u0131na, enflasyonun y\u00fckselmesine yol a\u00e7ar. \u00d6rne\u011fin, et ve s\u00fct \u00fcretimi talebi kar\u015f\u0131layam\u0131yorsa, d\u0131\u015far\u0131dan et ve s\u00fct ithalat\u0131 yap\u0131lmamas\u0131 halinde, fiyatlarda art\u0131\u015f ka\u00e7\u0131n\u0131lmazd\u0131r. \u00dcstelik, et ve s\u00fct\u00fcn girdi\u011fi t\u00fcm son \u00fcr\u00fcnlerin fiyatlar\u0131 artacakt\u0131r. Bu kadar uzun uzun neden anlatt\u0131k? Birka\u00e7 sebebi var. \u00d6nce ana fikir: ithal ikameci veya ihracat\u0131 art\u0131r\u0131c\u0131 yat\u0131r\u0131mlar\u0131 desteklemek, di\u011fer yat\u0131r\u0131mlar\u0131 desteklememek do\u011fru bir yakla\u015f\u0131m de\u011fil.<\/p>\n

Bir kere, ithal ikameci yakla\u015f\u0131m\u0131n serbest ticarette manas\u0131zl\u0131\u011f\u0131n\u0131 g\u00f6sterdik. Bir yat\u0131r\u0131m yap\u0131l\u0131yor ve ba\u015far\u0131ya ula\u015f\u0131yorsa, d\u00fcnya ile rekabet edebiliyor demektir. Rekabet edemese, ithal \u00fcr\u00fcn kar\u015f\u0131s\u0131nda yat\u0131r\u0131m\u0131 yapan firma iflas eder. Yat\u0131r\u0131m ba\u015far\u0131l\u0131ysa, i\u00e7eride \u00fcretilen \u00fcr\u00fcn de d\u0131\u015far\u0131ya ihra\u00e7 edilir. Bu durumda, artan ara mal\u0131 ithalat\u0131 artan ihracat ile telafi edilir.<\/p>\n

\u0130hracattaki art\u0131\u015f\u0131n<\/a> yan\u0131 s\u0131ra d\u0131\u015f ticarete a\u00e7\u0131k bir \u00fcr\u00fcne yap\u0131lan yat\u0131r\u0131m i\u00e7eriye sat\u0131l\u0131yorsa ithal ikamecidir, ayn\u0131 zamanda. Bu yat\u0131r\u0131m ba\u015far\u0131l\u0131 olmu\u015f ve i\u00e7eride sat\u0131l\u0131yorsa, bundan \u00f6ncesinde kar\u015f\u0131lanamayan talep d\u0131\u015far\u0131dan ithal ediliyordur. Art\u0131k ithalat i\u00e7eride yap\u0131lan \u00fcretimin katma de\u011feri kadar d\u00fc\u015fecektir.<\/p>\n

O zaman sadece d\u0131\u015f ticarete konu mallar\u0131n yat\u0131r\u0131m\u0131n\u0131 m\u0131 destekleyelim? Bu da \u00e7ok yanl\u0131\u015f bir yakla\u015f\u0131m olur. D\u0131\u015f ticarete konu olmayan mallarda enflasyon \u00e7ok daha \u015fiddetlidir. G\u0131da buna \u00e7ok iyi bir \u00f6rnektir. G\u0131da \u00fcr\u00fcnlerinin ithalat\u0131 k\u0131s\u0131tl\u0131 oldu\u011fundan, bu \u00fcr\u00fcnlerin i\u00e7erideki arz\u0131 talebi kar\u015f\u0131layamad\u0131\u011f\u0131ndan, fiyatlarda art\u0131\u015f ka\u00e7\u0131n\u0131lmazd\u0131r. G\u0131da enflasyonunun di\u011fer bir nedeni ise, ihracata veya ithal ikameye y\u00f6nelik olmayan yat\u0131r\u0131mlar\u0131n desteklenmemesidir.<\/p>\n

H\u00fclasa, yat\u0131r\u0131mlar desteklenirken, ithal ikameci olsun, ihracat\u0131 art\u0131rs\u0131n diye bak\u0131lmamal\u0131. Piyasan\u0131n neye ihtiyac\u0131 varsa o \u00fcretilsin. Bu durumun bir istisnas\u0131, otomobil, petro-kimya, havayolu, savunma sanayi gibi, getirisi uzun vadeli stratejik veya y\u00fcksek teknoloji yat\u0131r\u0131mlar\u0131. Bunlar\u0131 sadece kredi ile desteklemek de yeterli olmaz. Devletin arkas\u0131nda durmas\u0131 hatta \u00f6l\u00e7e\u011fe g\u00f6re yat\u0131r\u0131m\u0131 kendisi yapmas\u0131 gerekebilir. Bunlar d\u0131\u015f\u0131nda, t\u00fcm yat\u0131r\u0131mlar\u0131n krediye eri\u015fimi e\u015fit olmal\u0131.<\/p>\n

Yat\u0131r\u0131m Odakl\u0131 Kredi Politikalar\u0131n\u0131n Makroekonomik Etkisi<\/strong><\/h3>\n

Yat\u0131r\u0131mlar\u0131n kredilerden ald\u0131\u011f\u0131 pay\u0131n art\u0131r\u0131lmas\u0131, sadece b\u00fcy\u00fcme oranlar\u0131n\u0131 yukar\u0131 \u00e7ekmekle kalmaz; enflasyon<\/strong>, cari denge<\/strong> ve istihdam<\/strong> \u00fczerinde de yap\u0131sal iyile\u015fmeler sa\u011flar. T\u00fcrkiye gibi arz yetersizli\u011fi sorunu ya\u015fayan ekonomilerde, kredi politikalar\u0131n\u0131n temel hedefi t\u00fcketim talebini bask\u0131lamak de\u011fil, \u00fcretim kapasitesini art\u0131racak yat\u0131r\u0131mlar\u0131 te\u015fvik etmek<\/strong> olmal\u0131d\u0131r.<\/p>\n

\u00d6ncelikle, yat\u0131r\u0131mlar\u0131n finansman\u0131na eri\u015fimin kolayla\u015ft\u0131r\u0131lmas\u0131, ekonomide arz-talep dengesini<\/strong> g\u00fc\u00e7lendirir. Yat\u0131r\u0131mlar tamamland\u0131\u011f\u0131nda \u00fcretim kapasitesi artar, bu da fiyat bask\u0131lar\u0131n\u0131 hafifletir. T\u00fcketimi do\u011frudan te\u015fvik eden kredilerin aksine, yat\u0131r\u0131m odakl\u0131 krediler enflasyonu kal\u0131c\u0131 bi\u00e7imde d\u00fc\u015f\u00fcrme potansiyeline<\/strong> sahiptir.<\/p>\n

\n

\u0130\u00e7 Tasarruflar ve Kredi Planlamas\u0131n\u0131n \u00d6nemi<\/strong><\/h3>\n

S\u0131k\u00e7a dile getirilen \u201cyat\u0131r\u0131mlar ancak tasarruflarla artar\u201d g\u00f6r\u00fc\u015f\u00fc, \u00fclke \u00f6l\u00e7e\u011finde eksik bir yorumdur. T\u00fcrkiye gibi geli\u015fmekte olan ekonomilerde yat\u0131r\u0131mlar\u0131n finansman\u0131, bankac\u0131l\u0131k sistemi<\/strong> ve uluslararas\u0131 sermaye ak\u0131\u015flar\u0131<\/strong> \u00fczerinden sa\u011flanabilir. Burada kritik olan, mevcut kredi hacminin yat\u0131r\u0131mlara y\u00f6nlendirilmesi<\/strong>dir.<\/p>\n

Kredi planlamas\u0131 do\u011fru yap\u0131land\u0131r\u0131ld\u0131\u011f\u0131nda:<\/p>\n

    \n
  • \n

    Yat\u0131r\u0131mlar i\u00e7in gerekli kaynak etkin bi\u00e7imde sa\u011flan\u0131r.<\/p>\n<\/li>\n

  • \n

    Ara mal\u0131 ithalat\u0131 azald\u0131\u011f\u0131 i\u00e7in cari a\u00e7\u0131k daral\u0131r.<\/p>\n<\/li>\n

  • \n

    \u0130\u00e7eride \u00fcretim kapasitesi artt\u0131\u011f\u0131ndan fiyat istikrar\u0131 g\u00fc\u00e7lenir.<\/p>\n<\/li>\n<\/ul>\n

    Bu s\u00fcre\u00e7te temel hedef, kredi tahsisinde e\u015fitlik<\/strong> de\u011fil, yat\u0131r\u0131mlar\u0131n \u00f6ncelikli hale getirilmesidir. T\u00fcketim talebini art\u0131ran k\u0131sa vadeli krediler yerine, uzun vadeli ve d\u00fc\u015f\u00fck maliyetli yat\u0131r\u0131m kredileri<\/strong> \u00f6n plana \u00e7\u0131kar\u0131lmal\u0131d\u0131r.<\/p>\n

    \n

    Stratejik Sekt\u00f6rler ve Uzun Vadeli B\u00fcy\u00fcme<\/strong><\/h3>\n

    Elbette t\u00fcm yat\u0131r\u0131mlar\u0131n e\u015fit kredi ko\u015fullar\u0131na eri\u015fmesi temel bir prensip olmal\u0131; ancak baz\u0131 sekt\u00f6rler, uzun vadeli b\u00fcy\u00fcme ve teknolojik ba\u011f\u0131ms\u0131zl\u0131k a\u00e7\u0131s\u0131ndan stratejik \u00f6neme sahiptir. \u00d6zellikle:<\/p>\n

      \n
    • \n

      Savunma sanayi<\/strong><\/p>\n<\/li>\n

    • \n

      Petrokimya yat\u0131r\u0131mlar\u0131<\/strong><\/p>\n<\/li>\n

    • \n

      Havac\u0131l\u0131k ve ula\u015ft\u0131rma<\/strong><\/p>\n<\/li>\n

    • \n

      Y\u00fcksek teknoloji ve AR-GE<\/strong><\/p>\n<\/li>\n<\/ul>\n

      gibi alanlarda sadece kredilerle yetinmek yeterli olmaz. Devlet, bu sekt\u00f6rlerde hem do\u011frudan yat\u0131r\u0131mc\u0131<\/strong> hem de g\u00fcvence sa\u011flay\u0131c\u0131<\/strong> olarak devreye girmelidir. B\u00f6ylece, orta ve uzun vadede d\u0131\u015fa ba\u011f\u0131ml\u0131l\u0131\u011f\u0131 azaltacak<\/strong> ve rekabet g\u00fcc\u00fcn\u00fc art\u0131racak<\/strong> yat\u0131r\u0131mlar h\u0131zland\u0131r\u0131labilir.<\/p>\n

      \n

      Sonu\u00e7: Dengeli ve Kapsay\u0131c\u0131 Bir Kredi Politikas\u0131<\/strong><\/h3>\n

      T\u00fcrkiye\u2019nin yat\u0131r\u0131m oran\u0131n\u0131 art\u0131rmas\u0131, sadece b\u00fcy\u00fcmeyi de\u011fil; ayn\u0131 zamanda cari dengeyi, fiyat istikrar\u0131n\u0131 ve toplumsal refah\u0131 da do\u011frudan etkiler. Bu nedenle:<\/p>\n

        \n
      • \n

        Kredilerin yat\u0131r\u0131mlara tahsis oran\u0131 art\u0131r\u0131lmal\u0131,<\/p>\n<\/li>\n

      • \n

        T\u00fcketim yerine \u00fcretim kapasitesini geli\u015ftiren projeler desteklenmeli,<\/p>\n<\/li>\n

      • \n

        Stratejik sekt\u00f6rler i\u00e7in kamu destekli \u00f6zel finansman modelleri geli\u015ftirilmelidir.<\/p>\n<\/li>\n<\/ul>\n

        Do\u011fru yap\u0131land\u0131r\u0131lm\u0131\u015f bir kredi politikas\u0131yla, hem k\u0131sa vadede ekonomik istikrar sa\u011flanabilir hem de uzun vadede potansiyel b\u00fcy\u00fcme oran\u0131<\/strong> s\u00fcrd\u00fcr\u00fclebilir bi\u00e7imde yukar\u0131 \u00e7ekilebilir.<\/p>\n","protected":false},"excerpt":{"rendered":"

        Kredi politikas\u0131 hakk\u0131nda konu\u015fulurken pek \u00e7o\u011fumuzun akl\u0131na hedefli krediler, sekt\u00f6rel ayr\u0131mlar geliyor. Burada ele almaya \u00e7al\u0131\u015ft\u0131\u011f\u0131m\u0131z konu ise bu de\u011fil, \u00e7ok daha makro bir yakla\u015f\u0131m. Krediler i\u00e7inde yat\u0131r\u0131mlar\u0131n ald\u0131\u011f\u0131 pay\u0131 art\u0131ran bir planlamaya ihtiya\u00e7 var. \u00dclkede, ba\u015far\u0131l\u0131 olabilecek her yat\u0131r\u0131m ihtiya\u00e7 duydu\u011fu finansmana kolayl\u0131kla ula\u015fabilmeli. Bu yat\u0131r\u0131mlar aras\u0131nda ise yaz\u0131n\u0131n en sonunda bahsetti\u011fimiz istisnalar d\u0131\u015f\u0131nda<\/p>\n","protected":false},"author":8,"featured_media":4738,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8,47],"tags":[432,209,408],"class_list":{"0":"post-4737","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-jeoekonomik-makro-veriler","8":"category-makro-ekonomik-analizler","9":"tag-ihracat","10":"tag-kredi-sistemi","11":"tag-para-politikasi"},"better_featured_image":{"id":4738,"alt_text":"Kredi Politikas\u0131 ve Hedefler","caption":"","description":"","media_type":"image","media_details":{"width":1425,"height":625,"file":"2023\/07\/Kredi-Politikasi-ve-Ihracat.png","filesize":59763,"sizes":{"medium":{"file":"Kredi-Politikasi-ve-Ihracat-300x132.png","width":300,"height":132,"mime-type":"image\/png","filesize":20737,"source_url":"https:\/\/datakapital.com\/blog\/wp-content\/uploads\/2023\/07\/Kredi-Politikasi-ve-Ihracat-300x132.png"},"large":{"file":"Kredi-Politikasi-ve-Ihracat-1024x449.png","width":1024,"height":449,"mime-type":"image\/png","filesize":111301,"source_url":"https:\/\/datakapital.com\/blog\/wp-content\/uploads\/2023\/07\/Kredi-Politikasi-ve-Ihracat-1024x449.png"},"thumbnail":{"file":"Kredi-Politikasi-ve-Ihracat-150x150.png","width":150,"height":150,"mime-type":"image\/png","filesize":14192,"source_url":"https:\/\/datakapital.com\/blog\/wp-content\/uploads\/2023\/07\/Kredi-Politikasi-ve-Ihracat-150x150.png"},"medium_large":{"file":"Kredi-Politikasi-ve-Ihracat-768x337.png","width":768,"height":337,"mime-type":"image\/png","filesize":78371,"source_url":"https:\/\/datakapital.com\/blog\/wp-content\/uploads\/2023\/07\/Kredi-Politikasi-ve-Ihracat-768x337.png"},"bunyad-small":{"file":"Kredi-Politikasi-ve-Ihracat-150x66.png","width":150,"height":66,"mime-type":"image\/png","filesize":7830,"source_url":"https:\/\/datakapital.com\/blog\/wp-content\/uploads\/2023\/07\/Kredi-Politikasi-ve-Ihracat-150x66.png"},"bunyad-medium":{"file":"Kredi-Politikasi-ve-Ihracat-450x197.png","width":450,"height":197,"mime-type":"image\/png","filesize":37209,"source_url":"https:\/\/datakapital.com\/blog\/wp-content\/uploads\/2023\/07\/Kredi-Politikasi-ve-Ihracat-450x197.png"},"bunyad-full":{"file":"Kredi-Politikasi-ve-Ihracat-1200x526.png","width":1200,"height":526,"mime-type":"image\/png","filesize":129995,"source_url":"https:\/\/datakapital.com\/blog\/wp-content\/uploads\/2023\/07\/Kredi-Politikasi-ve-Ihracat-1200x526.png"},"bunyad-768":{"file":"Kredi-Politikasi-ve-Ihracat-768x337.png","width":768,"height":337,"mime-type":"image\/png","filesize":78371,"source_url":"https:\/\/datakapital.com\/blog\/wp-content\/uploads\/2023\/07\/Kredi-Politikasi-ve-Ihracat-768x337.png"}},"image_meta":{"aperture":"0","credit":"","camera":"","caption":"","created_timestamp":"0","copyright":"","focal_length":"0","iso":"0","shutter_speed":"0","title":"","orientation":"0","keywords":[]}},"post":4737,"source_url":"https:\/\/datakapital.com\/blog\/wp-content\/uploads\/2023\/07\/Kredi-Politikasi-ve-Ihracat.png"},"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/datakapital.com\/blog\/wp-json\/wp\/v2\/posts\/4737","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/datakapital.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/datakapital.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/datakapital.com\/blog\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/datakapital.com\/blog\/wp-json\/wp\/v2\/comments?post=4737"}],"version-history":[{"count":4,"href":"https:\/\/datakapital.com\/blog\/wp-json\/wp\/v2\/posts\/4737\/revisions"}],"predecessor-version":[{"id":5586,"href":"https:\/\/datakapital.com\/blog\/wp-json\/wp\/v2\/posts\/4737\/revisions\/5586"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/datakapital.com\/blog\/wp-json\/wp\/v2\/media\/4738"}],"wp:attachment":[{"href":"https:\/\/datakapital.com\/blog\/wp-json\/wp\/v2\/media?parent=4737"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/datakapital.com\/blog\/wp-json\/wp\/v2\/categories?post=4737"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/datakapital.com\/blog\/wp-json\/wp\/v2\/tags?post=4737"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}